How to Become a Homeowner on a First-Time Buyer’s Budget

It’s not easy being a first-time homebuyer right now. At the end of last year, housing affordability hit an all-time low.1 Additionally, mortgage rates have risen significantly since 2021, while inventory remains tight for many property categories, but especially for starter homes. Even lower-priced condos are harder to snag these days, as investors and downsizers muscle […]

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Stress-Free Home Cleaning: 27 Practical Tactics for Busy Households

Keeping a clean and orderly home is a challenge for many of us. Between busy work schedules, social obligations, and family commitments, it’s tough to keep up with daily chores—let alone larger seasonal tasks. The effort is worthwhile, however. A sanitary environment can keep you and your family healthier by minimizing your exposure to germs

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Planning a Future for Loved Ones with Special Needs

For anyone caring for a person – a grandchild, child, aunt, uncle, or another relative – with an intellectual or developmental disability (I/DD), a gnawing question is: “What happens to my loved one when I’m gone?” A recent NPR story (https://n.pr/3AUr4sF) explored some challenges and the importance of planning a future for someone with I/DD.

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